:root{--ink:#121821;--body:#3a4250;--mute:#6b7280;--line:#e4e7ec;--bg:#fff;--soft:#f5f6f8;--navy:#14283d;--navy2:#1c3550;
--gold:#b8892f;--max:1120px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--body);font:400 17px/1.65 'Public Sans',system-ui,sans-serif}
a{color:inherit}img{max-width:100%;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
h1,h2,h3{font-family:'Roboto Slab',Georgia,serif;color:var(--ink);line-height:1.12;margin:0;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(36px,5vw,58px)}h2{font-size:clamp(28px,3.4vw,40px)}h3{font-size:21px}
.accent{color:var(--navy2)}
.kicker{font:700 13px/1.2 'Public Sans',sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin:0 0 16px}
.lede{font-size:clamp(18px,1.8vw,20px);color:var(--body);max-width:620px;margin:20px 0 0}
.btn{display:inline-flex;align-items:center;gap:10px;font:700 16px/1 'Public Sans',sans-serif;text-decoration:none;padding:17px 26px;
border-radius:6px;border:0;cursor:pointer}
.btn.p{background:var(--navy);color:#fff}.btn.p:hover{background:var(--navy2)}
.btn.g{color:var(--navy);padding-left:4px}.btn.w{background:#fff;color:var(--navy)}
nav.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
nav.top .wrap{display:flex;align-items:center;justify-content:space-between;height:70px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;font:700 21px/1 'Roboto Slab',serif;color:var(--ink)}
.logo i{display:grid;place-items:center;width:34px;height:34px;border-radius:6px;background:var(--navy);color:#fff;font:700 17px/1 'Roboto Slab',serif;font-style:normal}
nav.top .links{display:flex;gap:24px;align-items:center;font:600 15px/1 'Public Sans',sans-serif}
nav.top .links a{text-decoration:none;color:var(--body)}nav.top .links a:hover{color:var(--ink)}
nav.top .links .btn{padding:12px 18px;color:#fff;font-size:15px}
@media(max-width:820px){nav.top .links a.m{display:none}}
section{padding:88px 0}section.soft{background:var(--soft)}section.navy{background:var(--navy);color:#cfd8e3}
section.navy h2,section.navy h3{color:#fff}section.navy .kicker{color:#d9b25f}
.hero{padding:72px 0 64px;border-bottom:1px solid var(--line)}
.hero .grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero .ctas{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-top:30px}
.assure{margin-top:18px;font-size:14.5px;color:var(--mute);max-width:560px}.assure b{color:var(--ink)}
.panel{border:1px solid var(--line);border-radius:10px;padding:30px;background:#fff;box-shadow:0 18px 40px -24px rgba(20,40,61,.35)}
.panel h3{font-size:18px;margin-bottom:16px}
.ticks{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.ticks li{display:grid;grid-template-columns:22px 1fr;gap:10px;color:var(--body);font-size:16px;line-height:1.5}
.ticks li:before{content:"";width:18px;height:18px;margin-top:3px;border-radius:50%;background:var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5l2.5 2.5L12 5.5' stroke='white' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") center/14px no-repeat}
.panel .foot{margin-top:20px;padding-top:16px;border-top:1px solid var(--line);font-size:14px;color:var(--mute)}
@media(max-width:860px){.hero .grid{grid-template-columns:1fr;gap:36px}}
.strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:8px;overflow:hidden;margin-top:44px}
.strip div{background:#fff;padding:18px 20px;font:600 15px/1.35 'Public Sans',sans-serif;color:var(--ink)}
.strip small{display:block;font-weight:400;color:var(--mute);margin-top:4px}
@media(max-width:820px){.strip{grid-template-columns:1fr 1fr}}
.svc{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px}
.svc a{display:block;text-decoration:none;background:var(--navy);color:#cfd8e3;border-radius:8px;padding:28px;transition:background .15s}
.svc a:hover{background:var(--navy2)}.svc h3{color:#fff;margin-bottom:10px}.svc p{margin:0;font-size:15.5px}
.svc .more{display:inline-block;margin-top:16px;color:#d9b25f;font-weight:700;font-size:14px}
@media(max-width:900px){.svc{grid-template-columns:1fr 1fr}}@media(max-width:600px){.svc{grid-template-columns:1fr}}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:40px;counter-reset:s}
.steps>div{border-top:3px solid var(--navy);padding-top:20px}
.steps .d{font:700 13px/1 'Public Sans',sans-serif;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.steps ul{padding-left:18px;margin:14px 0 0}.steps li{margin:6px 0}
@media(max-width:820px){.steps{grid-template-columns:1fr}}
.guar{display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:center;border:1px solid #d9c49a;background:#fbf8f1;border-radius:10px;padding:32px}
.guar .seal{width:92px;height:92px;border-radius:50%;border:2px solid var(--gold);display:grid;place-items:center;text-align:center;
font:700 12px/1.1 'Public Sans',sans-serif;letter-spacing:.06em;text-transform:uppercase;color:var(--gold)}.guar .seal b{display:block;font:700 30px/1 'Roboto Slab',serif}
@media(max-width:640px){.guar{grid-template-columns:1fr}}
.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}@media(max-width:820px){.two{grid-template-columns:1fr;gap:28px}}
.price{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:36px}
.price .box{border:1px solid var(--line);border-radius:10px;padding:30px;background:#fff}.price .box.main{border:2px solid var(--navy)}
.price .amt{font:700 44px/1 'Roboto Slab',serif;color:var(--ink);margin:12px 0 4px}.price .amt small{font:400 16px 'Public Sans',sans-serif;color:var(--mute)}
.price ul{padding-left:18px}.price li{margin:6px 0}@media(max-width:760px){.price{grid-template-columns:1fr}}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:36px}
.cards a{display:block;text-decoration:none;border:1px solid var(--line);border-radius:8px;padding:24px;background:#fff}
.cards a:hover{border-color:var(--navy)}.cards .t{font:700 13px/1 'Public Sans',sans-serif;letter-spacing:.08em;text-transform:uppercase;color:var(--gold)}
.cards h3{font-size:19px;margin-top:10px}@media(max-width:820px){.cards{grid-template-columns:1fr}}
details{border-bottom:1px solid var(--line);padding:20px 0}details summary{cursor:pointer;font:700 18px/1.35 'Roboto Slab',serif;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:16px}
details summary::after{content:"+";color:var(--navy);font-size:22px;line-height:1}details[open] summary::after{content:"\2013"}
details p{margin:12px 0 0;max-width:760px}
.prose{max-width:740px}.prose h2{font-size:28px;margin:44px 0 14px}.prose p{margin:0 0 16px}.prose ul{padding-left:20px}.prose li{margin:8px 0}
.answer{font-size:19px;line-height:1.6;color:var(--ink);border-left:4px solid var(--navy);padding:2px 0 2px 20px;margin:26px 0 0;max-width:720px}
.crumbs{font-size:14px;color:var(--mute);margin-bottom:18px}.crumbs a{color:var(--mute)}
.video{position:relative;aspect-ratio:16/9;border-radius:8px;overflow:hidden;background:#000;margin:28px 0}
.video iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.qlist{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:10px}
.qlist a{display:flex;justify-content:space-between;gap:18px;padding:18px 20px;border:1px solid var(--line);border-radius:8px;text-decoration:none;
font:600 17px/1.4 'Public Sans',sans-serif;color:var(--ink)}.qlist a:hover{border-color:var(--navy)}.qlist a span{color:var(--navy);white-space:nowrap}
.apply-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px}@media(max-width:860px){.apply-wrap{grid-template-columns:1fr;gap:28px}}
form.apply{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form.apply label{display:grid;gap:7px;font:600 14px/1 'Public Sans',sans-serif;color:#dbe3ec}
form.apply .full{grid-column:1/-1}
form.apply input,form.apply textarea,form.apply select{font:400 16px/1.4 'Public Sans',sans-serif;padding:14px 15px;border-radius:6px;border:1px solid #3a5470;background:#0f2133;color:#fff;width:100%}
form.apply textarea{min-height:110px;resize:vertical}form.apply .hp{position:absolute;left:-9999px}
.formmsg{margin-top:12px;font-weight:600}@media(max-width:600px){form.apply{grid-template-columns:1fr}}
footer{border-top:1px solid var(--line);padding:44px 0 56px;color:var(--mute);font-size:14.5px}
footer .wrap{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:28px}footer h4{font:700 13px/1 'Public Sans',sans-serif;letter-spacing:.1em;text-transform:uppercase;color:var(--ink);margin:0 0 14px}
footer a{display:block;text-decoration:none;color:var(--body);margin:7px 0}footer a:hover{color:var(--ink)}
@media(max-width:760px){footer .wrap{grid-template-columns:1fr}}